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How to Save Money on Your Family Vacation: 14 Top Tips and Tricks

by Tykesha77
How to Save for a Family Vacation: 25 Tips and Tricks

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Last Updated on January 6, 2026

How to Save Money on Your Family Vacation: 14 Tips and Tricks 

Family vacations can be costly. We already anticipate upfront costs such as airfare and hotel accommodations. There are a number of travel resources available to help reduce some of those high costs. But those smaller expenses like food, gas, and activities can add up quickly. As a family travel blogger, my mission is to encourage families to get out and explore.  But I know firsthand that for many, money is the biggest barrier standing between families and a much-needed vacation. 

I’m not a budget traveler per se, but I do like to cut costs on some travel expenses so that I can splurge on other experiences. 

Here’s how to save money on your family vacation:

Stay in a vacation rental or any accommodation with a kitchen.

Food is a significant expense while traveling. This is why staying in a hotel with a kitchen or kitchenette can yield the greatest savings. We generally try to book our accommodations in a condo-style resort with a full kitchen. After check-in, we usually go to a local grocery store to pick up enough food for a few meals.

Enjoy the complimentary breakfast.

If you can’t book a hotel with a kitchen or kitchenette, opt for one that provides a continental breakfast. That way, at least breakfast will be covered each day.

Bring your own snacks.

My kids like to snack, A LOT.  When we’re planning to stay at a destination for more than a couple of days, I will buy snacks before our trip and bring them with me.  I purchase snacks from stores like Walmart and Target to save.  That way, when my kiddos have the munchies between meals, we won’t end up in a museum gift shop paying above market rate for snacks.

 Explore local cuisine.

When we go out for our meals, we try to always eat locally. Whether it’s a popular mom-and-pop restaurant or street food, we love to get out and explore. Cuisine is an excellent way to learn about the culture and history of a destination.  It can also be cheaper than larger establishments.

 Consider not staying close to all the action.

When you stay at a resort or hotel in the thick of things, everything is more expensive.  When I say everything, I mean EVERYTHING… accommodations, gas, and even groceries are more expensive the closer you are to the hot spots. So, staying on the outskirts of a destination can provide great savings.

Use public transportation.

If you decide to stay close to all the fun, one way you can offset costs is to use public transportation. Using public transportation is also a cool way to see and interact with locals.  Opting for buses, trains, or trams not only alleviates the stress of navigating traffic and fighting for street parking but also offers a budget-friendly alternative to renting a car.  

Add free activities to your itinerary.

The allure of extravagant excursions is undeniable, but there’s a unique thrill in finding those local treasures and affordable adventures. Whether it’s exploring a charming neighborhood, stumbling upon a vibrant street market, or opting for nature hikes, these budget-friendly activities not only stretch your vacation dollars but also provide authentic, immersive experiences. 

One way to do this is to look up a list of fun things to do for free before your trip.  I generally start my research with Pinterest and type into the search field “Free things to do in XYZ.  See what that search yields.  Next, check out the local destination’s tourism board website to see if there are any free concerts, festivals, or museums you can explore during your trip. Also, you can do a quick search for cool and unique playgrounds in the city you’re visiting.  My kids love playing in new parks.  By embracing the beauty of simplicity, you not only create lasting memories without the financial strain but also deepen your connection to the destination.

Find budget-friendly activities.

You can also do a quick Pinterest search for cheap things to do in a city or for “XYZ on a budget.”  That search should help you pinpoint some fun activities within your budget.

Visit a Hostel. 

If your search for budget-friendly activities doesn’t yield good results, find a local hostel. Back when I was a backpacking student solo traveler, I found that hostels have a wealth of information about budget activities and travel. You can call ahead or stop in for a visit. Many concierges at hostels are either locals or have lived in the area for a while. They always have a long list of activities you can enjoy on a budget. Be sure to tip them, though. They’re most likely students themselves.

Get a National Park Annual Pass.

National Parks can cost between $5 and $55 per vehicle. So, if you’re planning to visit more than once a year, you can save money by buying the annual National Park pass for $80.

Avoid souvenir shops.

Avoid souvenir shops at all costs. If you would like to buy a knick-knack or souvenir, visit the local grocery store, Target, or Walmart to get more affordable souvenirs for your friends and family.

photo of woman and two children with older woman in Utah in front of mountain

Buy travel Insurance.

I know that purchasing insurance adds upfront costs, but if something goes wrong while you’re away, having travel insurance can save you hundreds, and even thousands, of dollars on the back end. Since I travel so often for work, I purchase an annual individual travel plan with Allianz, which costs about $140. When traveling as a family, I purchase travel insurance for everyone only when we travel internationally. 

Set a travel budget and stick to it.

Let’s face it, it’s also easy to get caught up in the excitement and lose track of our spending. Creating a vacation budget may sound like a buzzkill, but think of it as your secret weapon for unlocking more incredible journeys. By setting spending limits and sticking to them, you not only ensure a financially responsible trip but also pave the way for future adventures. We budget and try not to exceed $150 a day while on vacation. 

Use cash

Financial expert Dave Ramsey advises folks to use cash whenever possible. It’s nearly impossible to overspend when you’re using cash. I found that it’s the easiest trick to help me stick to my budget. I use this tip on vacation and while at home.

Travel is not cheap, but there are ways to make the expenses more manageable. I hope these top 25 cheap travel tips are helpful to you.  What are your favorite ways to save?  Let me know in the comments below.

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How to Save on Your Family Vacation: 14 Top Tips and Tricks featured by top US family travel blogger, Momma Wanderlust

 

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